泰康e理财投资连结保险可选责任风险保障费用表
根据您的选择:年龄: 性别: 保险金额: |
保费:每年,每月 |
(每1000元保险金额)单位:元 |
客户可根据性别、年龄从下表中查询可选责任的风险保障费用。下表所载费率(单位为元)为被保险人在各保险单年度初年龄所对应的费率。每月保障费用的计算方法如下:保险金额÷1000×被保险人在各保险单年度初年龄所对应的费率÷12,该结果近似到分。
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| 保险单年度初年龄 |
重大疾病暨身故保障 |
身故保障 |
| 男性 |
女性 |
男性 |
女性 |
| 18 |
1.393 |
1.265 |
0.513 |
0.245 |
| 19 |
1.502 |
1.354 |
0.572 |
0.264 |
| 20 |
1.621 |
1.443 |
0.621 |
0.283 |
| 21 |
1.691 |
1.54 |
0.661 |
0.3 |
| 22 |
1.782 |
1.585 |
0.692 |
0.315 |
| 23 |
1.876 |
1.618 |
0.716 |
0.328 |
| 24 |
1.938 |
1.648 |
0.738 |
0.338 |
| 25 |
1.989 |
1.687 |
0.759 |
0.347 |
| 26 |
2.029 |
1.695 |
0.779 |
0.355 |
| 27 |
2.135 |
1.752 |
0.795 |
0.362 |
| 28 |
2.255 |
1.822 |
0.815 |
0.372 |
| 29 |
2.402 |
1.906 |
0.842 |
0.386 |
| 30 |
2.581 |
2.006 |
0.881 |
0.406 |
| 31 |
2.762 |
2.142 |
0.932 |
0.432 |
| 32 |
2.954 |
2.255 |
0.994 |
0.465 |
| 33 |
3.165 |
2.396 |
1.055 |
0.496 |
| 34 |
3.371 |
2.528 |
1.121 |
0.528 |
| 35 |
3.604 |
2.693 |
1.194 |
0.563 |
| 36 |
3.865 |
2.871 |
1.275 |
0.601 |
| 37 |
4.177 |
3.106 |
1.367 |
0.646 |
| 38 |
4.532 |
3.389 |
1.472 |
0.699 |
| 39 |
4.929 |
3.711 |
1.589 |
0.761 |
| 40 |
5.365 |
4.058 |
1.715 |
0.828 |
| 41 |
5.845 |
4.507 |
1.845 |
0.897 |
| 42 |
6.258 |
4.966 |
1.978 |
0.966 |
| 43 |
6.633 |
5.403 |
2.113 |
1.033 |
| 44 |
7.265 |
5.893 |
2.255 |
1.103 |
| 45 |
8.003 |
6.441 |
2.413 |
1.181 |
| 46 |
8.815 |
7.064 |
2.595 |
1.274 |
| 47 |
9.635 |
7.639 |
2.805 |
1.389 |
| 48 |
10.432 |
8.177 |
3.042 |
1.527 |
| 49 |
11.289 |
8.76 |
3.299 |
1.69 |
| 50 |
12.23 |
9.393 |
3.57 |
1.873 |
| 51 |
13.257 |
10.094 |
3.847 |
2.074 |
| 52 |
14.442 |
10.975 |
4.132 |
2.295 |
| 53 |
15.784 |
12.106 |
4.434 |
2.546 |
| 54 |
17.268 |
13.336 |
4.778 |
2.836 |
| 55 |
18.903 |
14.238 |
5.203 |
3.178 |
| 56 |
20.714 |
15.177 |
5.744 |
3.577 |
| 57 |
22.907 |
16.186 |
6.427 |
4.036 |
| 58 |
25.58 |
17.846 |
7.26 |
4.556 |
| 59 |
28.569 |
19.683 |
8.229 |
5.133 |
| 60 |
31.903 |
21.718 |
9.313 |
5.768 |
| 61 |
35.69 |
23.955 |
10.49 |
6.465 |
| 62 |
39.197 |
26.115 |
11.747 |
7.235 |
| 63 |
42.441 |
28.214 |
13.091 |
8.094 |
| 64 |
45.962 |
30.459 |
14.542 |
9.059 |
| 65 |
49.534 |
32.748 |
16.134 |
10.148 |
| 66 |
53.425 |
35.226 |
17.905 |
11.376 |
| 67 |
57.526 |
37.96 |
19.886 |
12.76 |
| 68 |
61.603 |
40.796 |
22.103 |
14.316 |
| 69 |
65.991 |
43.856 |
24.571 |
16.066 |
| 70 |
70.739 |
47.163 |
27.309 |
18.033 |
| 71 |
75.84 |
50.751 |
30.34 |
20.241 |
| 72 |
80.494 |
54.095 |
33.684 |
22.715 |
| 73 |
85.421 |
57.409 |
37.371 |
25.479 |
| 74 |
90.43 |
61.051 |
41.43 |
28.561 |
| 75 |
95.532 |
65.059 |
45.902 |
31.989 |
| 76 |
101.099 |
69.466 |
50.829 |
35.796 |
| 77 |
106.972 |
74.156 |
56.262 |
40.026 |
| 78 |
113.367 |
79.236 |
62.257 |
44.726 |
| 79 |
120.38 |
84.854 |
68.87 |
49.954 |
| 80 |
128.067 |
91.044 |
76.187 |
55.774 |
| 81 |
136.454 |
97.903 |
84.224 |
62.253 |
| 82 |
145.581 |
105.664 |
93.071 |
69.494 |
| 83 |
155.59 |
113.911 |
102.8 |
77.511 |
| 84 |
166.549 |
123.095 |
113.489 |
86.415 |
| 85 |
178.551 |
133.254 |
125.221 |
96.294 |
| 86 |
191.67 |
144.503 |
138.08 |
107.243 |
| 87 |
206.007 |
156.934 |
152.157 |
119.364 |
| 88 |
221.643 |
170.623 |
167.543 |
132.763 |
| 89 |
238.673 |
185.723 |
184.333 |
147.553 |
| 90 |
257.181 |
202.32 |
202.621 |
163.85 |
| 91 |
277.28 |
220.495 |
222.5 |
181.775 |
| 92 |
299.039 |
240.427 |
244.059 |
201.447 |
| 93 |
322.563 |
262.237 |
267.383 |
222.987 |
| 94 |
347.914 |
285.977 |
292.544 |
246.507 |
| 95 |
375.154 |
311.815 |
319.604 |
272.115 |
| 96 |
405.426 |
339.823 |
348.606 |
299.903 |
| 97 |
439.032 |
370.062 |
379.572 |
329.942 |
| 98 |
474.705 |
402.601 |
412.495 |
362.281 |
| 99 |
512.404 |
439.143 |
447.334 |
396.933 |
| 100 |
552.04 |
478.059 |
484.01 |
433.869 |
| 101 |
593.517 |
519.228 |
522.397 |
473.008 |
| 102 |
636.637 |
562.631 |
562.317 |
514.211 |
| 103 |
681.229 |
607.889 |
603.539 |
557.269 |
| 104 |
726.95 |
654.936 |
645.77 |
601.896 |
| 105 |
1000 |
1000 |
1,000.00 |
1,000.00 |
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| 名词解释 |
可选身故保障
泰康e理财投资连结保险除了提供5%的额外身故保障外,还提供客户自由选择的一些保障(这些保障客户可选可不选),目前提供的可选保障为身故保障。具体保险金额由客户自行确定(最高不超过50万)。对于可选身故保障,客户需要支付风险保障费用。
风险保障费用
投保人选择可选保障后需支付的费用。该费用将从客户的投资账户中每月扣除。
保险单年度
自保单生效日起,依合同约定,往后所经过的年度,称为保险单年度。保险单年度的计算,是以生效当日起,向后推算一年而逐年计算。
保险单年度初年龄
被保险人在保险单年度开始时的年龄。如保单生效日为3月15日,保险单年度初年龄就是被保险人在当年3月15日时的年龄。
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